The home buying process is actually not a hard one especially when you have a trained professional Real Estate agent to assist you through the process. At ERA Elite Ventures Realty we take pride in being one of the most innovative company's on the cutting edge of real estate and technology to assist our buyers through the home buying process. It's in our vision and mission. Call us today!
» Get Pre-approved
One of the most important steps to home ownership is applying for a loan or getting your finances together. If you are financing your home through a lender, make sure you research the company and make sure they have a great track record and great reputation. Determine what you can afford without putting yourself in an uncomfortable position. This is the perfect opportunity to ask any questions about rates, first time home buyer programs, down payment assistance & any other questions as it pertains to financing because they are the professionals. Please view or list of lenders under the "Resources" tab and get pre-approved today.
» Find an Agent
Having a good agent is like having a good attorney. Most of us have a family doctor, Lawyer, Accountant or Tax Consultant but why not a Real Estate professional? After all, home ownership is probably one of your largest financial investments. It is that agent's responsibility to look out for your best interest and make sure the process is a smooth one for you. You must first understand the role of the agent. You have buyer's agents that are hired by you (Buyer) to represent only you in a transaction. You have seller's agents (which are usually the agent who has the sign in the yard) who work for the seller. You can have an agent that represents both buyer and seller in some circumstances but you must decide which situation is best for you. Keep in mind if you have not signed a buyer's brokerage agreement to hire the agent, then you may not be represented. Hire an agent that knows the market and listens to your needs. Make sure you have a great rapport and trust them. At ERA Elite Ventures Realty we stress the importance of being Relationship agents and not Transaction agents. We want to be your REALTOR® for life and the Company of choice. Find an agent today.
» Find the right Home
When looking for a home, find out what your needs are and consider these things. Price (is it in my budget), Location (is this the area of town I want to be in & how are the schools), Resale (if I decide to move will my home be easy to sell), Size (Do we plan to add to our family or is our furniture going to fit). Get with an agent to help you see everything available on the market. Get with an ERA Elite Ventures Realty Agent to help you find the home of your dreams.
» Make the right offer
When it's time to make an offer it is crucial to have the right agent in your corner and not just someone looking to get paid. At ERA Elite Ventures Realty, we train our agents how to aggressively negotiate the best offer for you. This is where a buyer's agent really earns his/her pay because they will make sure that you purchase the property at the right price. They should complete a Comparative Market Analysis (CMA) to make sure that the house is within fair market value. Closing costs are associated with fees allocated to the buyer for getting the loan. Let an experienced agent who has been trained to deal with these issues assist you with making a sound offer.
» Schedule Inspections and get Insurance
It is always recommended that you get your home inspected by a licensed home inspector. At times we get caught up in the excitement of finding that new home and forget about potential defects to the property. A home inspection will reveal any potential defects and give you the opportunity to have your ERA Elite Ventures Realty agent address them with the listing agent. There may be other inspections that should be performed at this time as well. Get with an agent to find out more about this process. It is also important to get your homeowners insurance prior to closing and finalize your mortgage. The professional agents at ERA EVR will help you through this entire process.
» Final Walk through
At this point in the game you are almost to the finish line but there are just a few more things to do and that is the final walk through. This is the time that you take one last look at the home to make sure that any repairs or any other request that were made on your behalf by the agent. All issues concerning the property should be addressed by now. Once you finish the final walk through you should be completely satisfied with the property, if not then those issues need to be addressed with your agent.
» Final agent meeting and closing
Once the walk through is over the agent should discuss the settlement statement or HUD 1 if your lender has not done so already. Your agent should tie up any loose ends or answer any questions prior to heading to the closing. Once you make it to the closing table you should feel great about the entire home buying process and ready to complete your paperwork. Once all documents are signed then the house is yours.
» With ERA Elite Ventures Realty we go above and beyond to exceed expectations
After you close on your house and get settled, most of the time you don't hear from the agent. At ERA EVR we teach our agents to be relationship agents and not transaction agents which means service after the sale. After the transaction we have a system in place where our agents keep in touch with the client for the next 4 years. That's called service after the sale. ERA Elite Ventures Realty "Always There For You" Contact Us Today.
